Your monthly student budget

Here is an approximate guide to some of the main expenses you should consider when planning your budget.

There is no one-size-fits-all student budget. How much you spend each month will depend mostly on where you live and how you choose to spend your free time. These three example budgets show what different student lifestyles in Tartu might look like.

Accommodation

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Accommodation will usually make the biggest difference to your monthly budget.

Student residences are generally the most affordable option. A place in a shared twin room in several University of Tartu student residences costs around €175 to €182 per month. More private room types are available at higher prices, although availability may be limited. Utilities, internet and laundry are generally included in the rent.

Private accommodation offers more choice and privacy but is usually more expensive. Depending on the size, location and condition of the apartment, private accommodation may cost around €400 to €700 or more per month, including utilities.

Explore accommodation in Tartu

What does everyday life cost?

Monthly budgets can feel a bit abstract. Here are a few examples to give you a better idea of everyday expenses in Tartu.

A university cafeteria lunch typically starts from around €6, while lunch offers in restaurants can cost around €10 to €12.

Tartu is a compact city, so walking and cycling are realistic options for many everyday journeys. If you regularly use public transport, period tickets are available. A 30-day bus ticket costs €14.90 for young people registered as Tartu residents. Other ticket categories and prices are also available.

Tartu also has a public bike-sharing system, with a 30-day pass costing €14.

Students may want to budget around €25 to €80 per month for sport and fitness and at least €50 per month for leisure and entertainment, depending on their lifestyle. UniTartu also has its own sports centre with special discounts for students.

Curious about grocery prices in Estonia? Take a look at the online shops and current offers of some of the main supermarket chains to get a feel for what your everyday shopping might cost:

Coop | Selver | Rimi | Lidl

Prices and product availability may vary between shops and locations.

Budget a little extra for your first month

Your first month in Tartu is likely to cost more than a typical month. In addition to your regular living expenses, you may need to pay for:

• travel to Tartu;
• a housing deposit;
• bedding and household essentials;
• seasonal clothing;
• a SIM card and other initial services;
• your first groceries.

Keeping some extra money available for these initial expenses can make your arrival much easier.

Student discounts

Being a student can also help make life more affordable.

Students can benefit from discounts on a range of services, activities and cultural events. Student-priced meals, transport options, sport and cultural discounts can all help reduce your everyday expenses.

Remember to check what discounts are available with your ISIC card (International Student Identity Card).

Budgeting hacks every student should know

Working while studying

Some international students work alongside their studies. However, we recommend planning your finances so that you can cover your living expenses without relying on finding a job after you arrive in Estonia.

If you plan to work during your studies, make sure you are familiar with the rules that apply to international students and consider how working alongside your studies may affect your study load.

Learn more about working in Estonia while studying